Independent agency · 47.6735° N, 116.7812° W · Coeur d'Alene ID
Most agencies guess from a desk. We survey the actual terrain of your life — waterfront, forest, or Main Street — then quote it across 20+ carriers, side by side, in plain figures.
Founded in 2019 by two agents who got tired of watching neighbors overpay captive carriers. The method hasn't changed since policy № 0001.
Twenty minutes, on the phone or on your porch. Dock frontage, defensible space, teen drivers, the sled trailer — everything gets a coordinate.
Same coverage spec sent to every carrier we hold. You see the figures side by side, tabulated — including the ones we don't win.
Rates drift. Every renewal gets re-shot against the market before it hits your inbox, automatically. No loyalty tax, ever.
Pick where you live. The spec sheet below rewrites itself — this is the difference between insurance written for Coeur d'Alene and insurance written for a zip code.
FIG 3.1 — M. OKAFOR, PRINCIPAL AGENT, MINERAL RIDGEContour is five licensed agents in one office on Hubbard Avenue. Between us: two decades at national carriers, one wildfire season working claims out of a trailer, and every certification the state of Idaho will sell us.
We built the agency we couldn't find as customers — one where the quote is a spreadsheet, not a pitch; where the renewal gets re-shopped without asking; and where the person who answers the phone is the person who wrote the policy.
EST. 2019 · 610 W HUBBARD AVE, STE 214 · ID LIC #83402
"They sent me a literal comparison table. Eight carriers, every line item. Saved $1,900 on the house and the boat and I could see exactly why."
"Our shop's BOP renewal jumped 40%. Contour re-shopped it in two days and beat the old price. Nobody asked them to — that's the whole point."
"After the windstorm they called us before we called them. Adjuster was on the cabin roof that Friday."
No obligation, no call center, no loyalty tax. A licensed agent replies with real side-by-side figures.
